Delhi-based middle-layer NBFC offering secured MSME loan-against-property lending, a capital-light forex/cross-border remittance business (RemitX), and a 52.5%-owned fintech neo-bank subsidiary (RapiPay) for digital lending, payments and ca
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 |
| Reserves | 462 | 481 | 493 | 508 | 529 | 544 | 594 | 591 |
| Borrowings | 121 | 327 | 764 | 924 | 899 | 996 | 700 | — |
| Other Liabilities | 17 | 9 | 18 | 40 | 60 | 72 | 229 | 141 |
| Total Liabilities | 672 | 812 | 1.2k | 1.3k | 1.2k | 1.4k | 1.6k | 1.7k |
| AssetsFixed Assets | 20 | 27 | 31 | 23 | 20 | 22 | 83 | 29 |
| CWIP | 0 | 2 | 0 | 0 | 1 | 0 | 0 | 0 |
| Investments | 112 | 152 | 166 | 211 | 176 | 230 | 197 | 231 |
| Other Assets | 540 | 632 | 1.0k | 1.0k | 1.0k | 1.1k | 1.3k | 1.5k |
| Total Assets | 672 | 812 | 1.2k | 1.3k | 1.2k | 1.4k | 1.6k | 1.7k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -444 | 99 | -20 | -284 | 101 | 149 | 48 | -279 |
| Cash from Investing | -38 | -67 | -56 | -27 | -67 | 8 | -47 | 86 |
| Cash from Financing | 490 | -25 | 98 | 342 | -43 | -150 | 16 | 268 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -451 | 97 | -25 | -290 | 98 | 144 | 45 | -281 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
CIFL · FINANCIALS_SECTOR
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