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    GIC Housing Finance Limited

    Mumbai-based housing finance company promoted by GIC Re & GIPSA companies, originating and servicing retail home loans through an 84-branch pan-India network.

    Financial Services
    Financial Services

    Overview

    Price

    Market Cap

    ₹791 Cr

    Sector

    Financial Services

    Financial Services

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital5454545454545454
    Reserves1.2k1.3k1.5k1.6k1.8k1.9k1.9k2.1k
    Borrowings
    Other Liabilities6857535357606274
    Total Liabilities13.1k12.6k11.9k10.9k10.5k10.8k11.1k11.3k
    AssetsFixed Assets1916215244274069
    CWIP13292991011016
    Investments141415230169255288211
    Other Assets13.1k12.6k11.9k10.6k10.2k10.5k10.8k11.0k
    Total Assets13.1k12.6k11.9k10.9k10.5k10.8k11.1k11.3k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating-1.6k225481.3k1.0k522-18-320
    Cash from Investing1-11-14-4-21364-8752
    Cash from Financing1.6k51-558-892-1.2k-619122255
    SummaryCapital Expenditure
    Free Cash Flow-1.6k85321.3k1.0k518-20-325
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    GICHSGFIN · FINANCIALS_SECTOR

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