Private-sector bank headquartered in Srinagar, market leader in banking business across J&K and Ladakh.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 71 | 71 | 93 | 103 | 110 | 110 | 110 | 110 |
| Reserves | 6.3k | 6.7k | 8.0k | 9.8k | 12.1k | 14.1k | 14.8k | 16.4k |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | 2.7k | 3.4k | 5.4k | 11.1k | 4.7k | 4.3k | 5.3k | 3.7k |
| Total Liabilities | 108.8k | 120.3k | 130.6k | 145.9k | 154.5k | 169.4k | 174.6k | 189.0k |
| AssetsFixed Assets | 2.0k | 2.0k | 1.9k | 2.2k | 2.2k | 2.1k | 2.2k | 2.5k |
| CWIP | 35 | 41 | 46 | 47 | 50 | 66 | 0 | 0 |
| Investments | 23.0k | 30.8k | 33.8k | 34.8k | 34.9k | 41.1k | 44.2k | 40.5k |
| Other Assets | 83.8k | 87.5k | 94.8k | 108.9k | 117.3k | 126.1k | 128.2k | 145.9k |
| Total Assets | 108.8k | 120.3k | 130.6k | 145.9k | 154.5k | 169.4k | 174.6k | 189.0k |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -3.0k | 4.4k | -14 | -1.6k | -407 | -853 | 2.7k | -1.1k |
| Cash from Investing | -165 | -115 | -76 | -85 | -124 | -257 | -102 | -302 |
| Cash from Financing | 769 | -339 | -199 | 941 | 638 | 407 | -1.0k | -500 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -3.2k | 4.3k | -90 | -1.7k | -531 | -1.0k | 2.6k | -1.6k |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
J&KBANK · FINANCIALS_SECTOR
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