Low-code digital transformation software for banks, insurers and governments, sold via licenses and annuity subscriptions.
Price
Market Cap
Sector
Information Technology
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 69 | 69 | 70 | 70 | 140 | 140 | 141 | 141 |
| Reserves | 480 | 596 | 742 | 913 | 1.1k | 1.4k | 1.5k | 1.6k |
| Borrowings | 76 | 20 | 28 | 43 | 49 | 53 | 52 | 39 |
| Other Liabilities | 245 | 235 | 264 | 319 | 414 | 475 | 427 | 626 |
| Total Liabilities | 871 | 921 | 1.1k | 1.3k | 1.7k | 2.0k | 2.1k | 2.4k |
| AssetsFixed Assets | 130 | 205 | 230 | 245 | 248 | 259 | 247 | 239 |
| CWIP | 91 | 0 | 0 | 0 | 3 | 0 | 1 | 1 |
| Investments | 76 | 83 | 92 | 131 | 365 | 508 | 586 | 703 |
| Other Assets | 574 | 632 | 781 | 969 | 1.1k | 1.3k | 1.2k | 1.5k |
| Total Assets | 871 | 921 | 1.1k | 1.3k | 1.7k | 2.0k | 2.1k | 2.4k |
The Earnings Per Share over the last 12 months.
Your assumption of the company's expected yearly EPS growth (e.g., 6 for 6%).
Pre-filled with the lower of median (42.0×) and current (23.7×) PE — the conservative anchor.
The annualized return you aim to achieve. We solve for the price that delivers it, then compare to today's price.
At 19.6% growth and a 24× exit, ₹482 only delivers your return if you pay ₹536. The price is currently baking in 17% growth.
EPS grows 19.6%/yr for 5 years, then fades to 6% over 2, exits at 24×.
| Year | Growth | EPS (₹) |
|---|---|---|
| FY27 | 19.6% | 24.29 |
| FY28 | 19.6% | 29.05 |
| FY29 | 19.6% | 34.75 |
| FY30 | 19.6% | 41.56 |
| FY31 | 19.6% | 49.70 |
| FY32 | 12.8% ·fade | 56.06 |
| FY33 | 6.0% ·fade | 59.43 |
Methodology: we discount normalized net profit as a proxy for owner earnings (an earnings-power approximation — not full free cash flow). Terminal growth is capped at 6% (≈ nominal GDP) regardless of the required return. This is an analytical tool, not investment advice.
Guides on how to read this kind of business and the numbers that matter.