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Bank of India Q4 FY25 results (Jan–Mar 2025) and concall

Financial Services · Concall AI · Call held 9 May 2025

Bank of India reported a strong Q4 FY25 and full-year performance, with significant growth in net profit and operating profit, driven by robust global and RAM advances. Asset quality showed marked improvement with reduced NPA ratios and higher provision coverage. While NIM faced pressure due to interest rate changes and CASA ratio saw a slight dip, the bank is strategically focusing on non-interest income, recoveries, and digital initiatives to sustain profitability and achieve its 1% RoA target.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25
Revenue18,211 18,323
Net profit2,517 2,626
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.