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Paisalo Digital share price & results

Paisalo Digital Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q4 FY26
Ownership as of
Oct 2026

NBFC lending income-generation and MSME/SME loans to underserved Indians via branches, BCs, co-lending.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue277 ₹ crore+23.7% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit66.0 ₹ crore+26.9% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity13.74 %+0.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)23.42 %+5.4 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

3 of 3 judged targets kept · 6 open · verdicts reflect calls analysed to Q4 FY26.

Paisalo Digital Limited management guidance track record on Inve: 9 targets tracked across analysed earnings calls (3 achieved, 0 missed, 6 open).

TargetOriginal wordingSaidLatest callVerdict
Net Interest Margin (NIM)6.5% for the full year
Call transcript, Q2 FY26 · 15 Nov 2025		Q2 FY26Q4 FY26:Company reported a full-year NIM of 6.83%, significantly exceeding the revised guidance of ~6% and the original guidance of 6.5%.
Call transcript, Q4 FY26 · 11 May 2026		Achieved
SBI MSME Co-lending RolloutOperational by Q4 of FY26
Call transcript, Q1 FY26 · 22 Jul 2025		Q1 FY26Q4 FY26:Management expects one method to go live in Q1 FY27, with a second method following later. The delayed timeline is being actioned.
Call transcript, Q4 FY26 · 11 May 2026		On Track

Source: Inve Guidance Tracker for Paisalo Digital Limited · to Q4 FY26

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

6 of Paisalo Digital Limited's 9 targets are still open. See which are on track and which have gone quiet. The 2 above are the free sample; 7 more targets are in the full ledger.

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Price

₹76 −0.21% · −₹0.16

Last close 26 Oct 2026 · NSE · INR · Source: Inve

Performance +96.4% 1Y

₹40.0₹60.0₹80.0Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 14 Nov 2025Q3 FY26 — 9 Feb 2026Q4 FY26 — 11 May 2026

1Y: ₹38.7 on 24 Oct 2025 → ₹76. High ₹93.43 (22 Sept 2026), low ₹30.97 (13 Mar 2026).

Previous close
₹76.16
Market cap
₹6.9k Cr
52-week range
₹30.97 – ₹93.43
One year
+91.10%
Price to earnings (TTM to Sept 2026)
26.12×
Return on equity (TTM to Sept 2026)
13.74%

Overview

Symbol
NSE:PAISALO
Exchange
NSE
Currency
INR

What Paisalo Digital Limited does

Based on the company's own presentations, annual report and earnings calls.

Paisalo Digital is a non-deposit-taking non-banking financial company (NBFC) that extends small-ticket income-generation loans and MSME/SME financing to unbanked and underserved borrowers, including first-time entrepreneurs, women and small business owners, across rural and semi-urban India. It reaches customers through its own branches, business correspondents (BCs) and distribution points, supplemented by co-lending partnerships with banks including SBI and Bank of India, and runs an in-house AI/ML-enabled digital platform for underwriting, collections and servicing. The company also offers mobility/vehicle loans for two-wheelers, auto-rickshaws and small commercial vehicles used by delivery and gig workers, and is diversifying into new asset classes such as medical equipment, industrial equipment and Agri-equipment financing through OEM tie-ups. Incorporated in 1992, it has been listed on the BSE and NSE since 1996.

Segments

  • Small Income Generation Loans
  • SME/MSME & Mobility Loans
Total touch points (branches, BCs, distribution points)
5,299
Branches
422
Business correspondents
1,496
Distribution points
3,381
Customer franchise
~16 million
States & Union Territories covered
22
Founded 1992Employees 3,076 (FY2026 (Mar 2026)) Company website

How the price took the results

close before → close after

Q4 FY26
−1.3%
11 May
Q3 FY26
−1.8%
9 Feb
Q2 FY26
−0.5%
15 Nov

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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