ICICIGI ICICI Lombard General Insurance Company Q2 FY26 results (Jul–Sep 2025) and concall
ICICI Lombard reported a strong financial performance for Q2 & H1 FY26, with PAT growing over 22% for the half-year, driven by robust investment income and capital gains. Despite a slight de-growth in overall GDPI, the company saw significant traction in Retail Health (25.2% growth) and maintained a healthy solvency ratio of 2.73x. However, competitive pressures impacted growth in Motor and Commercial segments, and CAT events led to a slight deterioration in the combined ratio.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 6,161 | 6,051 | 6,396 | 6,869 |
| EBITDA | 962 | 609 | 981 | 1,044 |
| Net profit | 724 | 510 | 747 | 820 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
