ICICIGI ICICI Lombard General Insurance Company Q2 FY27 results (Jul–Sep 2026) and concall
ICICI Lombard reported a mixed H1 FY27, with strong Q2 profit growth driven by investment income and capital gains, but a decline in half-year profits. The company maintained its underwriting discipline, evident in its superior Motor Combined Ratio compared to the industry. Retail Health continued its stellar performance, gaining market share. While overall GDPI growth lagged the industry, growth excluding Crop and Mass Health segments outpaced it. The company remains focused on digital transformation and maintaining profitability amidst evolving regulatory landscapes.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
Q2 FY27: revenue up 19.7%, net profit up 15.4% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 6,161 | 6,051 | 6,396 | 6,869 | 6,905 +12% | 6,825 +13% | 7,088 +11% | 8,220 +20% |
| EBITDA | 962 | 609 | 981 | 1,044 | 854 −11% | 686 +13% | 522 −47% | 1,215 +16% |
| Net profit | 724 | 510 | 747 | 820 | 659 −9% | 547 +7% | 403 −46% | 946 +15% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
